There are many reasons why people find themselves in debt that suddenly becomes unmanageable. With current economic conditions times are hard and many people have over extended themselves on credit cards and taken out loans.
Seeking the correct ethical advice is a challenge in a market that is currently unregulated. At Hayes Finance we listen non judgementally to clients who need solutions to their debt problems and want get back in control of their lives again.

There are various products that can provide the right solution for a client but the skill is selecting the correct one and making sure the client understands the pro's and cons of each. In the debt sector Hayes Finance wants to add the same culture of transparency and treating customers fairly as it offers in mortgage & protection areas.
We are qualified in this area and have been granted Consumer Credit Licence variations from the Office of Fair Trading to advise in this sector.
Below are a list of the solutions available:
- Debt Management Plan
- Individual Voluntary Arrangement
- Bankruptcy
- Full & Final Settlement
- Sale & Rent Back
- Remortgage/ Secured Loan
We have set up a free phone number to help with anyone who requires debt advice.
Please call on 020 3137 2455. Your call will be treated confidentially.








