Second charge mortgage rates that underline its place in your considerations

We understand consumers have a wide range of finance needs; no two families are the same. That’s why you should be treated as an individual. What will be important to you is that Hayes Finance are fully aware of the wide variety of property financing solutions available, and thus we can advise appropriately and confidently.

As we’ve written before, second charge mortgages can play a vital role for you and your needs. Whether its home improvements, capital investment in your business, sending children to University, a potential second charge mortgage could be the most appropriate.

Now fully regulated by the FCA, as a consumer, you can be assured of the product you are purchasing. With transparency and it being the talk of financial institutions, second charge mortgages are booming with repeated increases in their accepted applications from consumers the length and breadth of the land.  

Remember a second charge mortgage is a separate loan against the value of your property. Therefore, the amount you can borrow will vary depending on the amount left to pay on your mortgage and the equity in your residence.

We know what you’ll now be thinking; what will it cost me?

Variable rate                         3.74%
2 year fixed rate                    4.34%

Call us to organize a free, no obligation discussion around your finance needs: 020 3126 4898 or email:


Hayes Finance are registered in England and Wales number: 05008367. Not registered for VAT. Hayes Finance Ltd is Authorised and Regulated by the Financial Conduct Authority (FRN No: 485955). Buy to let mortgages are not authorised by the FCA