Articles, Case Studies, and Mortgage Help Guide

Read our client experiences, expert advice, and mortgage market news

Moving Quickly to Avoid an SVR Cliff Edge: How Hayes Finance Helped Secure a £1.1m Portfolio Remortgage

When you have a sizeable property portfolio and a major change in your ownership structure, you need a lender who understands your position and you often need them quickly. That was the challenge facing our client when they came to Hayes Finance for help.

Unlocking Business Potential: How Hayes Finance Helped a Luton Company Turn Property into Growth Capital

For one Luton business owner, the key to future growth was tied up in bricks and mortar. By unlocking the value in their warehouse, they were able to fund a new commercial venture while creating a healthy rental income from an existing asset.

Common Misconceptions About Equity Release and the Truth Behind Them

Equity release has become more common in recent years, but with that has come plenty of confusion, outdated ideas and myths. Whether you’re exploring it as an option, curious about how it works, or simply want to separate fact from fiction, this article is here to help.

Unlocking Equity to Open Doors for the Next Generation

In the heart of North London, a mother faced a familiar challenge. Her daughter and son-in-law were ready to take their first step onto the property ladder, but like many first-time buyers, affordability was proving to be a barrier.

The Future of Equity Release: Trends and Predictions for the Next 5-10 Years

Equity release has come a long way in recent years, shedding the stigma it once held. Once viewed by many as a last resort, it is now recognised as a valuable financial tool for those looking to unlock the wealth tied up in their property.

Transforming Property Development with Expert Advice from Hayes Finance

When it comes to financing property developments, every case is unique. At Hayes Finance, we thrive on tackling complex scenarios and finding tailored solutions for our clients. One recent example showcases how we supported an experienced property developer in navigating the intricacies of development loans, turning challenges into opportunities.

Record Activity in the Housing Market Sets the Stage for 2025

The new year has arrived with promising signs of movement in the housing market. Rightmove recently reported record-breaking activity on Boxing Day 2024, with a 26% increase in new properties listed for sale compared to the previous year.

Why Equity Release is Becoming an Increasingly Popular Solution – Q&A with Kieran Hayes

In recent years, equity release has become an increasingly attractive option for homeowners looking to unlock the value in their properties. With improved rates and enhanced safeguards, it’s far from the daunting product it was in the 90s.

Safeguarding Vulnerable Clients: How Hayes Finance Prioritises Care in Equity Release

At Hayes Finance, we take safeguarding very seriously, ensuring that every client feels confident, protected, and well-informed throughout the equity release process.