Equity Release in Buckinghamshire, The Home Counties, and the South East UK
Unlock the equity in your home to Support the Next Chapter
Helping you unlock the value in your home with trusted, independent advice.
Lead by
Kieran Hayes
Managing Director
Your Home. Your Equity. Your Future.
Releasing equity made simple and secure.
At Hayes Finance, we help homeowners across Buckinghamshire – including Beaconsfield, Gerrards Cross, The Chalfonts, Amersham and Little Chalfont – access the value tied up in their property via equity release.
With advisors in London and the South East of the UK, we’re also able to help homeowners in these areas too.
We understand that deciding to release equity from your home is a big financial decision. That’s why we take the time to explain every option clearly, guide you through the process step-by-step, and make sure you feel confident and supported from start to finish.
What is equity release?
Equity release allows homeowners aged 55 and over to access some of the money tied up in their home without having to sell or move.
It can provide a tax-free lump sum or a regular income to help you enjoy retirement, pay off existing borrowing, support loved ones, or fund home improvements.
The main type of equity release we work with for clients are:
Lifetime Mortgages
You borrow money secured against your home, but you continue to own it. The loan and any interest are repaid when you pass away or move into long-term care.
We’ll talk you through the process and help you decide which is right for your circumstances and long-term plans.
Why Choose Equity Release?
Why people usually consider an equity release mortgage.
There are many reasons why homeowners choose to release equity from their homes. For most, it’s about enjoying greater financial freedom later in life.
You might be considering equity release to:
Boost your retirement income
Make day-to-day life more comfortable.
Help family members
With a gift or deposit for their own home.
Pay off an existing mortgage or debts
Remove financial stress from your retirement.
Fund home improvements or adaptations
Make your property more enjoyable or accessible for independent living.
Enjoy life’s experiences
From travel and hobbies to spending more quality time with loved ones.
Make your next move with Hayes Finance by your side every step of the way.
Whatever your reason, our role is to help you explore every option safely, ensuring you understand the long-term implications before making any decision.
Independent, whole-of-market advice, every time.
As an independent and whole-of-market life-time equity release specialist, we’re not tied to any specific lender. This means we can compare all available equity release products to find the most suitable and cost-effective solution for you.
Our advice is completely impartial. Our priority is helping you make the right decision for your future. We’ll always explain the benefits, risks, and alternatives so you have a clear understanding of your choices before moving forward.
Because we are members of the Equity Release Council, we only work with lenders who are equally accredited.
Why choose Hayes Finance for Laterlife Lending and Equity Release.
Personal Service
We go above and beyond for our clients, ensuring you’re informed and comfortable at every stage.
Independent Experts
We have access to the full market, giving you more choice and flexibility.
Local Knowledge
Advisors based in Buckinghamshire, The Home Counties, South East, and London, we know the local property market and the needs of homeowners in areas like these.
Trusted Advice
Our aim is to build long-term relationships based on honesty, transparency, and care.
How our process works with lifetime mortgages.
Step 1 – Initial Discovery Call
Step 2 – Personalised Research & Recommendations
Step 3 – Application & Property Valuation
Step 4 – Completion & Continued Support
When your plan completes, the funds are released securely to you. Our support doesn’t end there – we’re always available to review your plan, answer questions, or provide guidance if your circumstances or goals change in the future.
We take pride in offering clear, professional advice that puts you in control every step of the way.
Equity Release Reviews
What Our Clients Say About Hayes Finance
Let’s Make Your Next Move Together
Speak To Our Team Today With A No Obligation Consultation
Ready to take the next step? Contact us today to schedule a complimentary consultation to discuss your options with equity release and later life lending.
Speak to our team with a no-obligation callback today
Areas We Cover
Equity Release Advisors Near You
We work with clients across London, Buckinghamshire, the Home Counties, and the South East, including key areas such as Beaconsfield, Gerrards Cross, Amersham, Little Chalfont, Chalfont St Giles, Chalfont St Peter, and all surrounding towns and villages.
Whether you’re looking to supplement your retirement income, support family members onto the property ladder, or make your home work better for you, our advisers across these regions are here to help.
Equity Release FAQ
Frequently Asked Questions
Who can apply for equity release?
Do I still own my home?
Can I move home after taking out equity release?
Will I leave an inheritance?
Is equity release right for everyone?
Important Information
Equity release may affect your entitlement to means-tested benefits and will reduce the value of your estate. It’s important to seek professional advice before proceeding.
At Hayes Finance, we’ll make sure you fully understand the implications and benefits before making any commitments.
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