Individual Topics

Equity Release

What’s New in Equity Release?

Over the last few years, we have seen significant changes across the later life lending market. Products have become far more flexible, the reasons people are exploring equity release have shifted, and regulation across the industry continues to strengthen in ways designed to better protect homeowners and their families.

8 Reasons Why Homeowners Explore Later Life Mortgages

Discover 8 common reasons homeowners explore later life mortgages, from helping family onto the property ladder to funding retirement, home improvements and care needs.

What to Consider Before Considering Equity Release

What should you consider before equity release? Explore the alternatives, understand the risks, and learn why expert advice matters before making a decision.

How Hayes Finance Helped a Client Avoid Repossession Against the Odds

When this client came to us, they were facing repossession and very few options left, the goal was simple but urgent; find a way to keep the family in their home.

How Equity Release Is Regulated and Why That Matters

Understand how equity release is regulated, the safeguards that protect homeowners, and why professional advice is essential before making decisions.

Common Equity Release Myths and the Truth Behind Them

Why some of the most common concerns are based on an outdated picture of the market. Let’s clear that up.Equity release is one of the most widely misunderstood areas of later life finance, and it’s easy to see why.

Born in 1971? Equity Release Is Not Just an Option for Your Parents Anymore

If you were born in 1971, equity release may now be an option. Learn how it works, when it may be suitable, and why understanding it early can help with later life planning.

What Equity Release Really Looks Like in 2026

Understanding what modern equity release actually looks like is often the first step in making informed decisions about later life finances.

Lifetime Mortgage Unlocks Freedom, Flexibility and Peace of Mind in Later Life

At Hayes Finance, we know that retirement does not mean standing still. For many clients, it is a time to finally enjoy the home they have worked hard for, make the improvements they have been planning, and invest in the lifestyle they have earned.