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Serving Beaconsfield, London, and Buckinghamshire

We Are An Independent Specialist Mortgage Broker in London and Beaconsfield Here To Help You Make Your Next Move

When it’s time to make your move, we are on hand to find you the best mortgage products at rates which fit your budget, circumstances, and long-term plans.

Speak to our team with a no-obligation callback today

Specialist Mortgage Solutions

Take Your Next Step Towards Financial Clarity and Success With Hayes Finance

At Hayes Finance, we understand the challenges you face in securing the right mortgage for your needs. That’s why we are here to simplify the process and guide you towards financial clarity and success. With our expert guidance and personalised approach, you can embark on your mortgage journey with confidence, knowing that you have a dedicated team of professionals by your side every step of the way.

Couple considering mortgage options when thinking about buying a house in Beaconsfield

What We Do

Specialist Mortgages, Protection, and Insurance For Every Stage of Life


Expertly sourced lending for your next move in life or business.


Niche lending options that fall outside of the realms of traditional lending.


Flexible lending options to accommodate the needs of your later years.

Residential and Buy To Let Mortgages

Mortgages To Move You To Where You Want To Be

Lead by

Edward Tapp

Mortgage & Protection Advisor

Buying a property can be the biggest decision made in our lives. It is for this very reason that impartial advice is critical from competent and qualified advisers. Whether you are a first-time buyer, looking to remortgage or even looking to purchase a second home, it’s important to have a team on your side to help save time and money, while carefully navigating the process effectively and proactively for you.
A couple who had their mortgage approved thanks to working with a Mortgage broker in London are now completing on buying a property.
Couple purchase their first home and are celebrating thanks to getting a first-time buyer mortgage with the help of mortgage broker Hayes Finance in London and Beaconsfield.

First-Time Buyer Mortgages

Open the door to your first home with expertly sourced mortgage solutions from Hayes Finance. We find the best deals for first-time buyers, ensuring you receive top guidance and competitive terms.

Couple who were looking for a residential mortgage have successfully moved into their new home and collected the keys.

Residential Home Movers

Transition smoothly to your next home with Hayes Finance. We source residential moving mortgages that cater to your evolving needs, ensuring seamless support and optimal financing as you upgrade or relocate.

Builder constructing home that is being funded with a residential self-build mortgage that was source by mortgage broker Hayes Finance in London and Beaconsfield.

Residential Self-Build

Build your dream home with Hayes Finance. We source bespoke self-build mortgages tailored to your project’s unique demands, ensuring flexible financing and expert guidance at every step.

Tenant collecting the keys to a property they are renting. The owner of the property had a buy-to-let mortgage sourced by their mortgage broker to allow them to purchase the property and rent it out to the tenant collecting keys.

Buy-To-Let Mortgages

Maximise your investment potential with Hayes Finance. We source the most competitive buy-to-let mortgage rates and offer tailored advice, designed to help you succeed in the rental market. Secure your future with smart, strategic financing.

Couple sat in meeting with mortgage broker discussing second charge mortgage options.

2nd Charge Mortgages

Leverage your property’s equity with a 2nd charge mortgage guided by Hayes Finance. We source detailed, bespoke financial solutions to enhance your borrowing power, ensuring optimal terms for your financial goals.

Make your next move with Hayes Finance by your side every step of the way.

Is it time to explore your financing options? Let us tailor your mortgage plan to fit your needs and get you moving in the right direction.

Successful businessman considering a specialist mortgage with the help of his mortgage broker, Hayes Finance

Specialist Mortgages and Lending

Specialist Lending Solutions For Niche Circumstances

Lead by

Kieran Hayes

Managing Director

If you are facing unique financial circumstances, then you are not alone.

At Hayes Finance, we frequently encounter and specialise in complex cases just like yours. From irregular income streams and self-employment challenges to non-standard property investments, our expert team is adept at navigating intricate financial landscapes.

We meticulously assess your individual needs and scale the market to source customised mortgage options that align perfectly with your specific requirements.

Trust us to deliver specialist lending solutions that ensure you receive the optimal outcome for your unique situation.

High Value property purchased through high-net worth mortgages and lending

High Net-Worth Lending

At Hayes Finance, we understand that one size doesn’t fit all, especially in high net-worth lending. Benefit from bespoke financial solutions and personalised service designed to meet your unique wealth management needs.

Aerial view photo for Farms and Estates mortgages, specialist lending.

Farms and Estates

Finance your farm or estate with Hayes Finance. We specialise in finding tailored lending solutions that meet the unique demands of landowners and agricultural businesses, ensuring your property’s success.

Business owner overlooking new building development which is being funded thanks to Limited Company Lending, sourced by their mortgage broker, Hayes Finance.

Limited Company Lending

Optimise your business growth with Limited Company Lending from Hayes Finance. We source and deliver customised financing solutions designed to support the unique needs of your corporation, enhancing your financial flexibility.

Professional being accepted for bridging loan in London

Bridging Loans

Bridge your financing gaps with Hayes Finance. We source swift, flexible bridging loans tailored to meet immediate funding needs for property transactions or urgent financial situations.

Investor overlooking plans for commercial property build which is being funded using development finance options source by Mortgage Broker Hayes Finance.

Development Finance

Fund your next construction project with Development Finance sourced by the experts at Hayes Finance. We provide targeted financial solutions to support developers in achieving their vision, ensuring timely and efficient project completion.

We are here to help you navigate the complexities that can come with niche markets and lending.

Every case is unique, no matter how niche. Trust our expertise to source and deliver the right solutions for you.

Overseas Desk For Foreign Nationals

Local Mortgage Expertise For Foreign National Buyers

Lead by

Alan Zou

Head of China & Far East Asia Desk

At Hayes Finance, we provide local mortgage expertise tailored specifically for foreign national buyers. Whether you’re investing from abroad or moving to the UK, our Overseas Desk is dedicated to navigating the unique challenges you face in the property market.

We offer personalised guidance and bespoke mortgage solutions that cater to the specific needs of international clients, ensuring compliance with local regulations and maximising financial benefits.

With our extensive experience and strategic insights, you can confidently secure your property investment or new home in the UK. Book a consultation to explore how we can help you achieve your real estate goals.

Later Life Lending and Equity Release

Unlocking Financial Flexibility In Your Golden Years

Lead by

Kieran Hayes

Managing Director

Navigating your financial needs in later life can be challenging. At Hayes Finance, we specialise in Later Life Lending and Equity Release, offering tailored solutions to unlock financial flexibility in your golden years. Whether you’re looking to supplement your retirement income, fund home improvements, or manage unforeseen expenses, our expert team is here to guide you.

Trust us to provide personalised advice and secure the best options to help you enjoy financial peace of mind.
Retired woman in her kitchen looking happy and content due to accessing more funds for her retirement through later-life lending equity release options.
Elderly couple considering lifetime mortgage options with the assistance of their mortgage broker.

Lifetime Mortgages

We will help you to unlock the value in your home with a Lifetime Mortgage. Benefit from our expertise in providing secure, flexible solutions that allow you to enjoy your retirement with financial ease and stability.

Retired couple considering regulated bridging finance to fund developments of their existing home.

Regulated Bridging Finance

Seize timely opportunities with Regulated Bridging Finance using guidance from Hayes Finance. We will help to find solutions providing the swift, regulated support you need for personal property transitions, ensuring compliance and convenience.

Happy couple who have just confirmed on a retirement interest only mortgage.

Retirement Interest Only Mortgages

Plan your retirement with confidence. At Hayes Finance, we find the best Retirement Interest Only Mortgages to suit your needs, offering market-wide searches and expert advice to secure your financial comfort.

Protection and Insurance Products

Be Prepared To Handle The Unexpected With Ease

Protection Products

Protection policies come in various forms, each offering unique coverage tailored to different needs. However, navigating this landscape to find the right policy can be daunting. That’s where we come in. As Independent Mortgage and Protection Advisers, we are here to guide you in selecting the protection policy that aligns perfectly with your requirements. Let us help you safeguard your future with confidence.

Insurance Products

With access to a diverse array of policies from our extensive network of insurers, we can tailor coverage to meet your specific needs. This year, let us take the hassle out of insurance shopping. A single phone call is all it takes to secure the optimal coverage at the best price. We prioritise your convenience and peace of mind. All initial enquiries and appointments are arranged free of charge and with no obligation.
The Hayes Finance Team. A team of mortgage brokers in London and Beaconsfield here to help make your mortgage dreams a reality.

About Us

We Are A Team Of Expert Brokers Who’ll Be By Your Side Every Step Of The Way

Welcome to Hayes Finance, your premier mortgage advisory firm serving clients in London, Beaconsfield, Buckinghamshire, and neighbouring counties. We specialise in providing tailored mortgage solutions for diverse clientele, including first-time buyers, self-employed individuals, retirees, and property investors.

What sets us apart is our commitment to personalised service and unwavering dedication to securing the best mortgage deals on the market for you. Unlike traditional mortgage brokers, we take a proactive approach, offering strategic guidance that’s as individual as you are. Whether you’re navigating the complexities of the London property market or exploring remortgage options in Buckinghamshire, our team is here to guide you every step of the way.

At Hayes Finance, we understand that one size doesn’t fit all when it comes to mortgages. That’s why we take the time to truly understand your unique needs, aspirations, and financial goals. Our consultative approach ensures that you receive tailored advice and practical solutions designed to help you achieve the life you envision.

From securing low-deposit mortgages for first-time buyers to advising on buy-to-let investments for landlords, we offer comprehensive financial planning services to meet your diverse needs. With us, progress means more than just securing a mortgage – it’s about empowering you to build a brighter financial future.

Client Reviews

What Our Clients Say About Hayes Finance

Craig Sparrow
BTL Investor
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Wonderful support and attention to the detail especially when the mortgage product for the client is non standard and needs additional understanding. Kieran and his team have been wonderful and stayed with me during some difficult lending experiences and have always found me the right product.

You are in very safe hands.
Melissa Herring
Remortgage Client
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I have used Hayes Finance previously and they were excellent, so I didn't hesitate to contact them again.

This time they helped me with my buy to let remortgage and they were brilliant in guiding me through the process and getting the best deal, I really couldn't have done it without them.
Rebekah Cron
First-Time Buyer
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I recently used Hayes Finance as Mortgage Brokers in the purchase of my first home, and I cannot rate them highly enough. Kieran, Ed, and and Nicola were exceptional, and went above and beyond to help me navigate the peaks and troughs of this usually quite stressful process, calling at regular intervals to check on my progress, gently pressuring the relevant parties to speed up proceedings, and when interest rates dipped, renegotiating my rate for me, thus saving me money.

Let’s Make Your Next Move Together

Speak To Our Team Today With A No Obligation Consultation

Ready to take the next step? Contact us today to schedule a consultation and discover how we can help you unlock the door to homeownership, financial freedom, and peace of mind.

Speak to our team with a no-obligation callback today

Read More Client Experiences and Expert Articles

Client Case Studies & Articles

Helping a Retired Couple Stay in Their Cherished Home

In this case study, we delve into the journey of a couple in their late 70s who faced an unexpected financial challenge while endeavouring to stay in their cherished home.

Making a First-Time Buyer’s Dream Home a Reality

Discover how we helped this first-time buyer make their dream home a reality with a proactive approach to finding and renegotiating mortgage rates.

When and Why to Consider a Remortgage

In this interview, you’ll learn when and why to consider a remortgage, discover key benefits, and gain valuable insights into optimising your financial future.

A Comprehensive Guide to First-Time Buyer Mortgages

In this article, we’ll cover essential tips and considerations to ensure you’re well-prepared for the exciting world of homeownership.

Speak to our team with a no-obligation callback today