Articles, Case Studies, and Mortgage Help Guide

Read our client experiences, expert advice, and mortgage market news

How Hayes Finance Helped a Client Avoid Repossession Against the Odds

When this client came to us, they were facing repossession and very few options left, the goal was simple but urgent; find a way to keep the family in their home.

How Equity Release Is Regulated and Why That Matters

Understand how equity release is regulated, the safeguards that protect homeowners, and why professional advice is essential before making decisions.

Common Equity Release Myths and the Truth Behind Them

Why some of the most common concerns are based on an outdated picture of the market. Let’s clear that up.Equity release is one of the most widely misunderstood areas of later life finance, and it’s easy to see why.

Born in 1971? Equity Release Is Not Just an Option for Your Parents Anymore

If you were born in 1971, equity release may now be an option. Learn how it works, when it may be suitable, and why understanding it early can help with later life planning.

What Equity Release Really Looks Like in 2026

Understanding what modern equity release actually looks like is often the first step in making informed decisions about later life finances.

Remortgage Success After Ill Health and Unexpected Arrears

Here, we were able to help a client remortgage their home after a period of ill health caused financial strain and adverse credit.

Lifetime Mortgage Unlocks Freedom, Flexibility and Peace of Mind in Later Life

At Hayes Finance, we know that retirement does not mean standing still. For many clients, it is a time to finally enjoy the home they have worked hard for, make the improvements they have been planning, and invest in the lifestyle they have earned.

How Hayes Finance Delivered a Compassionate Remortgage After a Period of Financial Strain

At Hayes Finance, we know that life does not always follow a neat financial timeline. Sometimes, circumstances outside of anyone’s control can have a lasting impact on finances, credit files, and confidence. This case is a powerful example of how understanding, empathy, and the right lender relationships can make all the difference when a client needs support the most.

Strategic Mortgage Solution for Clients Navigating New Employment and Existing Commitments

This was a joint application from a married couple purchasing a residential property for £750,000. They were referred to us for advice and support after finding that their situation limited access to most mainstream lenders.