Individual Topics

Case Studies

How Hayes Finance Helped a Client Avoid Repossession Against the Odds

When this client came to us, they were facing repossession and very few options left, the goal was simple but urgent; find a way to keep the family in their home.

Remortgage Success After Ill Health and Unexpected Arrears

Here, we were able to help a client remortgage their home after a period of ill health caused financial strain and adverse credit.

Lifetime Mortgage Unlocks Freedom, Flexibility and Peace of Mind in Later Life

At Hayes Finance, we know that retirement does not mean standing still. For many clients, it is a time to finally enjoy the home they have worked hard for, make the improvements they have been planning, and invest in the lifestyle they have earned.

How Hayes Finance Delivered a Compassionate Remortgage After a Period of Financial Strain

At Hayes Finance, we know that life does not always follow a neat financial timeline. Sometimes, circumstances outside of anyone’s control can have a lasting impact on finances, credit files, and confidence. This case is a powerful example of how understanding, empathy, and the right lender relationships can make all the difference when a client needs support the most.

Strategic Mortgage Solution for Clients Navigating New Employment and Existing Commitments

This was a joint application from a married couple purchasing a residential property for £750,000. They were referred to us for advice and support after finding that their situation limited access to most mainstream lenders.

How Hayes Finance Helped Returning Clients Secure a New Home Into Retirement

This is the story of a married couple who came back to us for help securing a new residential mortgage in later life. With one applicant aged 60, and retirement on the horizon, this was all about getting the balance right between affordability, flexibility, and financial peace of mind.

How Hayes Finance Delivered a Fast, Specialist Mortgage for a Complex Freehold Purchase

At Hayes Finance, we specialise in the cases that others find too complicated. When a client came to us after being turned away by their existing broker and rejected by a high street lender, we were determined to find a way through.

Moving Quickly to Avoid an SVR Cliff Edge: How Hayes Finance Helped Secure a £1.1m Portfolio Remortgage

When you have a sizeable property portfolio and a major change in your ownership structure, you need a lender who understands your position and you often need them quickly. That was the challenge facing our client when they came to Hayes Finance for help.

Unlocking Business Potential: How Hayes Finance Helped a Luton Company Turn Property into Growth Capital

For one Luton business owner, the key to future growth was tied up in bricks and mortar. By unlocking the value in their warehouse, they were able to fund a new commercial venture while creating a healthy rental income from an existing asset.